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ZOOD Tech is the BNPL As-A-Service Hub of Mastercard in partnership with ZOOD, that provides an end-to-end BNPL technology solution enabling financial institutions, retail providers & more to Launch BNPL with Speed and Scale with Ease. ZOOD Tech is a cloud-native, digital BNPL platform empowering businesses to offer bespoke installment solutions to their customers, both online and in-store.
ZOOD Tech Features
Seamless Digital Onboarding
Seamless digital onboarding featuring KYC & AML checks with proactive fraud prevention ensuring compliance.
Complete Loan Management
Complete loan lifecycle management from loan origination to recovery ensuring efficiency & scale.
Credit Scoring Engine
Delivering real-time credit decisions powered by multi-model transactional & behavioral risk scorecards.
BNPL Card Issuance & Processing
End-to-end BNPL card issuance & processing through MasterCard Processing, enabling scale & adoption
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Application White-labeling
Option to launch white-labeled Android or iOS application with complete BNPL functionalities and tailored products
Why Choose ZOOD Tech?
Fast Implementation
The full ecosystem can be set up in 3-6 months
Expert Team
Experienced professionals from Kaspi, Amazon, Lazada, 4Finance, etc.
Massive Product Access
1 billion SKUs available from the top 500 international online stores
Cost-Effective SaaS Model
A cheaper solution that includes full setup and maintenance
Comprehensive Support
Free consultation, demo, training, deployment, and maintenance
Cashback Benefits
BNPL cardholders can earn 0-7% cashback on each transaction
Who Can Benefit from ZOOD Tech?
Banks & Financial Institutions
Launch BNPL cards without in-house development
Retail Chains
Increase sales with installment payments
E-commerce Platforms
Increase your average basket and. boost checkout conversion rates
Telecom Operators
Offer new financial products to customers and keep them engaged
Cooperation options
ZOOD Franchise
Available for any market except Uzbekistan (UZ), Lebanon (LB), and Pakistan (PK).
BNPL Card
A Mastercard-powered Virtual BNPL card for installment purchases online, in-store, and cross-border.
ZOOD White-Label
Can be implemented in any market with full customization under a different brand.
Scoring & Collection
Credit scoring and debt collection services offered in any market.